Term Life Insurance

Term life insurance provides coverage for a predetermined amount of time, typically between 1 – 35 years. Death benefit will payout if the policy owner passes away within the term of the policy.
 

• Cost effective option for young growing families or individuals looking for more affordable coverage.

• There is no guarantee of renewal when the term ends; however, certain term policies may allow for an option to renew.

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What is Term Life Insurance?

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Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term.

Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to terminate.